Voluntary Benefits

Critical Illness and Accident Insurance provide an added layer of financial protection for you and your family. This benefit will help cover any extra out-of-pocket expenses if you suffer an unexpected, serious illness, or qualifying accident.

Critical Illness

Get benefits for covered diagnoses.

Critical Illness Insurance pays a lump-sum benefit if you are diagnosed with a covered illness or condition that occurs on or after your effective coverage date.

Accident Insurance

Get benefit payments for specific events when accidents happen.

Accident Insurance can help ease the financial stress that comes with an accidental injury. It pays benefits for specific, covered accidents and injuries that happen on or after your coverage effective date.

Wellness Benefit Payment

Included with your Critical Illness and/ or Accident Insurance coverage is a Wellness Benefit that provides an annual benefit payment if you complete a health screening test. For a full list of eligible health screening tests click here.

Voya Overview

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How to File a Claim

Claim Filing Instructions