Prescription Drug - Ingram Benefits

Prescription Drug Coverage

All three Medical Plan options include prescription drug coverage. Your prescription costs will depend on your Medical Plan selection.

Provided through CVS/Caremark
Maintenance medications are available at a 90-day supply. You can fill a 30-day and 90-day prescription at any CVS or Target pharmacy
If CVS pharmacies aren’t available in your area, your maintenance prescriptions must be filled using CVS/Caremark’s mail-order service (does not apply to associates living in Oregon)

Prescriptions are filled with generic drugs, if available
If a generic drug is available and you choose a brand name (or your doctor prescribes one), you must pay the difference in cost between the brand name and the generic – up to a maximum of $75 for retail (for a 30-day supply) and $187.50 for a 90-day supply – plus the cost for the brand

If your doctor prescribes a brand-name medication that has a generic alternative, you must try a generic alternative for at least one month
At the end of the month, you can remain on the generic medication or switch to the brand name
If you don’t try the generic alternative and you continue to take the brand-name drug, you will be required to pay the full cost of the brand-name drug
You may need to repeat this process (trying a generic for at least one month) every two years
If your doctor believes you should take a brand-name drug instead of a generic, he/she can request an exception by calling 877-203-0003. The doctor will need to provide your name, CVS/caremark member ID (found on your prescription drug card) and your date of birth.
CVS/caremark will review each request independently and base its approval on the medical necessity of the brand-name medication. Your doctor may have to resubmit this request every two years

All prescriptions for maintenance medications (for chronic, long-term conditions, such as high blood pressure, high cholesterol, diabetes, etc.) must be filled as a 90-day supply
You may get a 90-day supply at a CVS pharmacy or through mail order
Whether you choose delivery by mail or pick-up at a CVS pharmacy, you’ll pay the lower cost
You’ll be notified by CVS/caremark if you fill prescriptions for medications that fall under this program
Switching your prescription to Maintenance Choice is easy
- Log into your account at caremark.com/faststart
- Call 800-875-0867

If you live within 50 miles of a CVS pharmacy, CVS will ship a 90-day supply of maintenance medications, short-term antibiotics, and medical supplies directly to your home within 1-2 days at no charge
If you live within 10 miles of a CVS pharmacy, your order can be delivered within four hours for a small charge
Contact your local pharmacy for details
Note: Not currently available at Manhattan, New York and Puerto Rico stores, as well as Navarro pharmacies in South Florida

Dispensed exclusively through CVS/caremark’s specialty pharmacy
Mail your prescriptions to the specialty pharmacy or have your prescribing physician send them electronically
As an added convenience, you may drop off and pick up your specialty drug prescriptions at a local CVS pharmacy

Many prescriptions are available at no cost to you, like bupropion (Zyban) and varenicline (Chantix)
Plan covers all over-the-counter (OTC) products and prescription drugs related to smoking cessation at no cost (limited to two 12-week cycles each calendar year)
- Your doctor can give you, or call in, a prescription for an OTC tobacco cessation product so you pay nothing for the product
- Or you can pay the full cost of the item at the store and submit claim to CVS/caremark for reimbursement–

Target pharmacies are fully integrated with CVS/Caremark. This means you can fill your 30-day and 90-day prescriptions at any Target pharmacy.

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